BY SUBMITTING BELOW, I HEREBY CERTIFY THAT:
(1) I am requesting an account of the type described herein ("Account"), which I understand will be
governed by the applicable Cardholder Agreement; (2) All the information I have provided on this
Online Application or in connection with it is true, correct and complete, and acknowledge that false
statements given in order to obtain an Account may be a crime; (3) Merrick Bank ("Merrick") may obtain
consumer credit reports, for any legitimate purpose regarding this Online Application and/or any account
established hereunder, including but not limited to reviewing, modifying, renewing and/or collecting any
such account; (4) Merrick can provide and exchange information about me with any source of credit information
which Merrick may choose, including its affiliates; (5) I am at least 18 years old, have a valid
Social Security Number, and have a verifiable, physical U.S. home address;
(6) If I sign the Card, use the Account or the Card to make a purchase or to obtain a cash advance, or make a payment on the account, I agree to be bound by the terms of the Cardholder Agreement that will be provided to me if this Online Application is approved;
(7) By submitting this Online Application to your offices in Utah, I consent to venue and jurisdiction in
Utah and that our relationship will be governed by Utah state law and applicable Federal law.
This offer is not valid for: Existing Merrick Bank Secured Card cardholders, individuals other than the offeree, individuals who are not of legal contracting age in the state in which they reside, residents of Wisconsin, or individuals with foreign addresses.
ACH Terms and Conditions
One-Time Online Payment by Electronic Transfer of Funds. I am authorizing you to initiate an ACH Debit from my eligible checking or savings account. I understand that this authority will remain in effect until cancelled in writing by you, my financial institution or me. By submitting this authorization, I represent that I have sufficient funds in my checking or savings account to make this payment.
IF YOU CHOOSE TO SUBMIT YOUR ONLINE APPLICATION, YOU UNDERSTAND AND INTEND THAT BY ENTERING YOUR INITIALS AND CLICKING ON THE "SUBMIT" BUTTON ON THE LAST PAGE OF THE ACCEPTANCE PROCESS IT SHALL OPERATE AS AN ORIGINAL SIGNATURE AND THAT YOU WILL HAVE AGREED TO THE CARDHOLDER TERMS AND CONDITIONS BY SIGNING AND SUBMITTING YOUR CREDIT CARD ONLINE APPLICATION ELECTRONICALLY.
Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, physical address, date of birth, and other information that will allow us to verify your identity. We may also ask you to provide copies of your driver's license or other identifying documents.
Please understand that all financial institutions are required to follow these procedures, and that one of our primary goals is to provide you with safe and secure financial services.
(1) I am requesting an account of the type described herein ("Account"), which I understand will be governed
by the applicable Cardholder Agreement; (2) All the information I have provided on this Online Application or in
connection with it is true, correct and complete, and acknowledge that false statements given in order to obtain
an Account may be a crime; (3) Merrick Bank ("Merrick") may obtain consumer credit reports, for any legitimate
purpose regarding this Online Application and/or any account established hereunder, including but not limited to
reviewing, modifying, renewing and/or collecting any such account; (4) Merrick can provide and exchange information
about me with any source of credit information which Merrick may choose, including its affiliates; (5) I
am at least 18 years old, have a valid Social Security Number, and have a verifiable, physical U.S. home address;
(6) If I sign the Card, use the Account or the Card to make a purchase or to obtain a cash advance, or make a payment on the account, I agree to be bound by the terms of the Cardholder Agreement that will be provided to me if this Online Application is approved;
(7) By submitting this Online Application to your offices in Utah, I consent to
venue and jurisdiction in Utah and that our relationship will be governed by Utah state law and applicable Federal law.
This offer is not valid for: Existing Merrick Bank Secured Card cardholders, individuals other than the offeree, individuals who are not of legal contracting age in the state in which they reside, residents of Wisconsin, or individuals with foreign addresses.
IF YOU CHOOSE TO SUBMIT YOUR ONLINE APPLICATION, YOU UNDERSTAND AND INTEND THAT BY ENTERING YOUR INITIALS AND CLICKING ON THE "SUBMIT" BUTTON ON THE LAST PAGE OF THE ACCEPTANCE PROCESS IT SHALL OPERATE AS AN ORIGINAL SIGNATURE AND THAT YOU WILL HAVE AGREED TO THE CARDHOLDER TERMS AND CONDITIONS BY SIGNING AND SUBMITTING YOUR CREDIT CARD ONLINE APPLICATION ELECTRONICALLY.
Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, physical address, date of birth, and other information that will allow us to verify your identity. We may also ask you to provide copies of your driver's license or other identifying documents.
Please understand that all financial institutions are required to follow these procedures, and that one of our primary goals is to provide you with safe and secure financial services.